Real-life solutions. Protection for what matters.
We help employers and associations offer legal protection, identity theft protection and student loan solutions. Alicia and Tim Ward work with your HR team and benefits broker to explain the options, support enrollment and help with questions throughout the year.
Personal stress has a workplace cost.
A legal problem, identity theft or student loan debt can take time and attention away from work. Financial stress is associated with absenteeism—missed work—and presenteeism—being at work but struggling to perform at your best.
Our services address some of the problems behind that stress: access to legal help for covered matters, assistance recovering from identity theft, and a service that handles student loan program enrollment and ongoing recertification. Employees have somewhere to turn when they need help figuring out what to do next.
How these benefits help employees →Research: CIPD financial wellbeing evidence review.
Legal, identity theft and student loan benefits.
Legal Protection
Access to legal advice for covered personal and family matters, such as preparing a will, reviewing a document or addressing a consumer dispute. Services and coverage vary by plan.
Explore legal protection →Identity Theft Protection
Identity monitoring, privacy tools and restoration assistance when identity theft occurs. Features and individual or family options vary by plan.
Explore identity theft protection →Student Loan Solutions
Help employees lower their federal student loan payments and pursue available loan forgiveness—with a service that evaluates eligibility, handles enrollment and paperwork, and manages ongoing recertification.
Explore student loan solutions →Student loan eligibility, savings and forgiveness depend on individual circumstances and federal program requirements.
Who we serve.
Employers
Cities, counties, school districts, healthcare organizations, nonprofits and private companies.
Employee benefits →Associations
Benefit programs for members, with communication and enrollment assistance for association leaders.
Association benefits →Individuals & Families
Ask about available personal and family options when benefits are not offered through your employer.
Personal benefits →What we handle.
You work directly with Alicia and Tim, alongside your existing broker and benefits team.
Program setup
We review your workforce, compare available options and coordinate enrollment arrangements with your team.
Employee education
We provide benefit materials, presentations and benefit fair support so employees understand their choices and how to use them.
Account service
After enrollment, we help with new-hire education, employee questions and coordination of billing or enrollment issues.
For employees and the people they care about.
Benefits for legal questions, identity theft and student loan debt.
Talk with us about your organization.
Tell us how many people you serve and when you review benefits. We will discuss available options and what implementation would involve.